Building in Mexico

Your construction costs may change. Your exchange rate doesn't have to.

Building or renovating in Mexico means paying in pesos over months or years, often on a schedule that changes along the way. MexEdge guides you through opening your own account with a licensed currency partner, helps you secure exchange rates for those payments, and personally helps coordinate your payments to your builder and suppliers.

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Same build. Different exchange rate. A 20 million peso build

At 20 pesos per dollar

$1,000,000

At 18 pesos per dollar

$1,111,111

Difference

$111,111

more for the same house

A typical build

DepositMonthly drawsChange ordersFinal payment

Often 12 to 24 months

Illustrative example. Actual schedules and amounts vary by project.

A long build means a long exposure to the peso.

Construction is paid in stages: draws to your builder, payments to suppliers, change orders along the way. Unless you secure your exchange rate in advance, each payment costs whatever the exchange rate is when it comes due, and over a long build, those changes can add up.

What we handle for you.

A payment plan for your build.

A custom pro-forma built around your construction schedule, showing what each draw will cost.

Your own account.

We guide you through opening an account in your name with the licensed currency partner that best fits your needs.

Your rate, secured across the build.

Lock most of your budget up front, and add more as change orders come in.

Flexibility when the schedule changes.

When construction runs ahead or falls behind, locked rates can be drawn early or extended.

Builder and supplier payments, handled.

Payees set up with care, payments scheduled, and every transfer tracked until it's confirmed received.

A clear record.

Every payment documented and tracked, so you always know what's been paid, what's coming due, and what remains.

Builders like having us involved.

We work directly with your builder to coordinate invoices, payment schedules, and transfers. Your builder knows what to expect, you know where each payment stands, and everyone spends less time chasing down the money.

What clients building a home in Mexico say.

"MexEdge is a great way to ensure your building cost doesn't skyrocket due to rate changes during the course of the build."

L. McCormickCustom home build

"We were building a house in Mexico in 2024 with payments due monthly for about 9 months. The USD-MX Peso exchange rate was extremely volatile. MexEdge enabled us to stabilize our costs..."

Bruce BurgettCustom home build, 2024

"MexEdge has been an invaluable tool in my journey to build a new home here in Mexico."

Carlos CordovaBuilding a new home

Questions about building in Mexico.

Do I have to send large lump sums?

No. Apart from a deposit when you lock your rate, typically 4 to 8% of the amount, you fund each construction payment as it comes due. If the exchange rate moves significantly against your locked rate, the currency partner may ask for an additional deposit. We monitor this with you and let you know right away.

What if my construction schedule changes?

It happens on almost every build. Locked rates can be drawn early or extended. A change in timing can adjust your rate slightly, and we'll walk you through it before anything changes.

Can you pay my builder and suppliers directly?

Payments go straight from your account to your builder and suppliers. We help you set up each payee and plan the payments, and we track every transfer until it's confirmed received.

What if the peso moves in my favor after I lock?

You give up some of that upside in exchange for certainty. Most clients lock the bulk of their construction budget up front, then add more as change orders and extras come up.

Do you work with renovations too?

Yes. Renovations, additions and remodels follow the same approach, whether you're paying over a few months or a few years.

Building soon? Talk to us before the first draw.

A conversation costs nothing, and it's the right first step whether you work with us or not. Tell us what you're planning, and we'll show you how we'd handle it.

Book a timePick a slot on George's calendar WhatsApp+1 843 345 0900

"About 20 minutes into the free consult call with him, I knew I needed to work with him."

Stephanie Paul

Prefer to call? Mexico +52 55 6055 5432 · US & Canada +1 843 345 0900