BUYING IN MEXICO

Know what your Mexico home will cost in dollars.

From the first deposit to closing day, MexEdge guides you through opening your own account with a licensed currency partner, helps you secure your exchange rate, and personally helps coordinate your payments until the keys are yours.

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The price is fixed in pesos. Your cost in dollars isn't.

Most purchases in Mexico take several months to close, and pre-construction purchases often spread payments over a year or more. Unless you secure your exchange rate in advance, each payment costs whatever the exchange rate happens to be when it comes due.

Resale homeTypically several months

DepositClosing payment

Pre-constructionOften 12 to 24 months

DepositInstallmentsClosing

Illustrative payment schedules. Actual dates and amounts vary by purchase.

What we handle for you.

A clear plan.

A custom pro-forma built around your payment schedule, showing what each payment will cost.

Your own account.

We guide you through opening an account in your name with the licensed currency partner that best fits your needs.

Your rate, secured.

Lock the exchange rate for each payment, from the down payment to closing costs, usually with a deposit of just 4 to 8%, so you know what you'll pay.

Every payee set up with care.

Seller, developer, notario: we help you enter each payee's details and review them with you before any money moves.

Closing day.

We coordinate with your notario and stay available throughout your closing until the payment is confirmed received.

After closing.

Your account stays open for renovations, furnishings, or anything else you'll pay in pesos.

ONE CLIENT'S PURCHASE

$31,339

less than converting at a typical bank rate on closing day

THEIR GUARANTEED RATE

17.96

locked in at contract signing

BANK RATE ON CLOSING DAY

17.00

what they would have gotten without locking

A 10 million peso home. Rate secured in January 2026 with a deposit of about $33,000, and closing four months later in May.

A past result for one client. The bank rate assumes a typical 2% spread from the market rate at closing (17.35 less 2%, shown rounded as 17.00).

See the full example →

Paying from Canada or Europe?

Many Mexican properties are advertised in US dollars, which can create an extra layer of currency exposure for Canadian and European buyers. We work in Canadian dollars and euros too, and help you secure the exchange rate that matters for your purchase.

Questions buyers ask.

When should I contact you?

As early as possible, ideally before you sign. The sooner your account is open, the more options you have.

Will the notario accept funds sent this way?

Yes. Your money is sent from an account in your own name with a licensed currency partner, which gives the notario a clear record of where the funds came from. We coordinate with your notario on any documentation they need.

What do I need to open an account?

A government-issued ID, proof of address, and your purchase contract if you have one. You don't need a contract to open your account.

How much do I need up front to lock a rate?

Typically a deposit of 4 to 8% of the amount, depending on how far away your payment is. The rest stays with you until each payment is due. If the exchange rate moves significantly against your locked rate, the currency partner may ask for an additional deposit. We monitor this with you and let you know right away.

What if my closing is delayed?

It happens often in Mexico. A locked rate can be extended to the new date, or drawn early if closing comes sooner. A change in timing can adjust your rate slightly, and we'll walk you through it before anything changes.

What if my purchase falls through?

Your locked rate (forward contract) can generally be closed out. Depending on market conditions, that may result in a cost or a payment back to you. We'll explain your options and help you through the process.

Found the place? Talk to us before the money moves.

A conversation costs nothing, and it's the right first step whether you work with us or not. Tell us what you're planning, and we'll show you how we'd handle it.

Book a timePick a slot on George's calendar WhatsApp+1 843 345 0900

"About 20 minutes into the free consult call with him, I knew I needed to work with him."

STEPHANIE PAUL

Prefer to call? Mexico +52 55 6055 5432 · US & Canada +1 843 345 0900